Using Funds from a Checking Account

What method of payment should Ashley use to access the funds in her checking account immediately and directly?

A. Direct Deposit
B. Prepaid Card
C. Credit Card
D. Debit Card

Final answer:

Ashley should use a Debit Card to immediately and directly access funds from her checking account for a purchase.

Explanation:

If Ashley wants to make a purchase directly using the money in her checking account, she should use a Debit Card. A debit card allows you to withdraw funds directly from your own checking account, making it the best choice for immediate access to funds. Direct deposit, prepaid cards, and credit cards have differing functions.

Direct deposit is a method of transferring funds electronically from one account to another. A prepaid card is loaded with funds and the amount you can use is limited to the amount you have loaded onto it. A credit card, conversely, allows you to borrow money from a bank to make purchases.