Obtaining Personal Information Through Shoulder Surfing

Which method of obtaining personal information involves observing people using their personal identification numbers (PINs) with their debit and credit cards?

Observing people using their Personal Identification Numbers (PINs) with their debit and credit cards is typically categorized as: Shoulder surfing

Shoulder Surfing Explained

Shoulder surfing involves the act of surreptitiously observing or watching individuals as they enter their PINs or sensitive information on devices like ATMs or point-of-sale terminals. This method does not involve hacking into systems, dumpster diving for physical documents, or utilizing phishing techniques online. Instead, it relies on visual observation or surveillance to obtain confidential information, potentially leading to identity theft or unauthorized access to financial accounts.

Final Answer:

Shoulder surfing is the method of obtaining personal information by observing people using their PINs with their debit and credit cards.

Explanation:

The method of obtaining personal information by observing people using their personal identification numbers (PINs) with their debit and credit cards is called shoulder surfing. Shoulder surfing is a technique used by identity thieves to visually capture a person's PIN by looking over their shoulder as they enter it. This method can be done in various locations such as ATMs, retail stores, or even public places where people use their cards.
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